Elaine of Nashville, TN writes:
My name is Elaine Baxter and I am a resident and active member of my community in Nashville.
In 2000, we had CIGNA health insurance. Our premium was $10,000 a year. My husband was self employed. It was pretty good insurance. CIGNA took care of prescriptions and doctor’s visits. But in 2008 our premium rose to $18,000 a year with a $5,000 deductible. But if we went in the hospital, we would have to pay a $27,000 deductible. With this policy we had to pay 100% of office visits and 100% of our prescriptions.
Toward the end of 2009 our business was picking up so we decided to try to get health insurance to hold us over while Obamacare was in the works. We contacted many companies but with me having had breast cancer in 1999 and Scott having diabetes, we could not buy health insurance at any cost. No company would insure us. So we continued to wait for Obamacare.
I had breast cancer and had to have surgery and radiation treatments. After the $6200 yearly deducible was paid in, I didn’t have to pay anything else the rest of the year for coverage. My radiation treatment would have cost us over $50,000 had it not been for Obamacare. The ACA saved my life.
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